One Card

Purchasing, travel and entertainment all in one.

Experience the increased controls and efficiencies of an advanced card-based payment solution.

The Associated Bank Visa® One Card combines the function and control of a purchasing card with the flexibility and power of a travel and entertainment card

Associated Bank Visa One Card

Our unique Associated Bank Visa One Card* streamlines the entire payment process, giving you the power to reduce operating costs while managing expenses.

Features and benefits at a glance

The Associated Bank Visa One Card combines purchase card with travel/corporate card platforms into one easy-to-use tool.

Manage spend controls, apply restrictions and track card maintenance via our online portal.

Benefit from enhanced data reporting, expense management and transaction coding.

Full features and benefits

Robust reporting function—Provided by the Associated Bank Visa One Card, within the online tool.

Dozens of reports—Made available online, giving you greater visibility into your program, spend and data.

Customizable reports—Run on demand or schedule for automatic outputs.

Custom file extracts available—For easy upload into the accounting system.

Access online—A robust online card platform. This program management tool enables your company to obtain the data from your card program to better monitor and manage expenses. It provides convenient real-time access, user-friendly program account setup, maintenance, reporting, transaction management and financial systems integration or extracts.

Individual card programs are assigned a managing account, which houses the credit limit for that program. The overall management of each program is conducted through our Access Online web portal. There are no limits to the number of programs a client can have in Access Online, since it is a browser-based utility with modest computing requirements.

Ability to streamline accounting processes for card transactions

Accounting code flexibility—Accounting codes can be defaulted by card, generated by rules set up in the system based on vendor types or entered by cardholders.

Ability to create a direct file feed to a third party enterprise resource planning (ERP) provider

Monitor card spend—With the Associated Bank Visa One Card program, administrators and managers have the ability to monitor card spend based on authorizations established at implementation.

View card transactions by cardholder—Cardholders have the ability to view their own card transactions, enter accounting values, add comments and attach receipts.

Online approval process—Also available within the online tool.

The Associated Bank Visa One Card combines purchase card with travel/corporate card platforms into one easy to use tool.

Monitor travel and entertainment dollars—With T&E, the Associated Bank Visa One Card lets you monitor where and when your employees spend your Travel and Expense dollars.

Flexible payment platform—For purchasing, with our virtual card solution, Payment Plus, you can make payments either via an online payment solution or choose file integration. This feature, which extends the value of the program by further automating your company’s accounts payable payment processes, can replace traditional paper check payments with cardless purchasing accounts.

Consolidate your payables—Merge payables such as inventory, fuel, utilities and travel and entertainment under one program. Negotiate improved terms with vendors and maximize your days-payable-outstanding and cash flow. Efficiently pay via virtual card numbers to provide secure payments.

Multiple managing accounts—Can also be created to separate card types or individual card groups under one master program.

Collaboration—We work together with your company to help your business maximize earning potential.

Rebates—The Associated Bank Visa One Card can provide an annual rebate on qualified programs.

No interest—Receive an additional benefit from float on all transactions, as there is no interest charged monthly.

Hassle free—The Associated Bank Visa One Card is free to use and is offered with no implementation fees, annual fees, monthly fees or per-card costs.



  1. *Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

  • Visa and the Visa logo are registered trademarks of Visa International Service Association.

  • All trademarks, service marks and trade names referenced in this material are the property of their respective owners.