SMALL BUSINESS ADMINISTRATION LOANS

Thinking of starting a business? Or ready to move it to next level? We can connect you to the SBA loan to get you there.

Guaranteed by the U.S. Small Business Administration, SBA loans* are designed to make it easier for small business owners to expand and grow for the future. An SBA loan can help you open or acquire a business, buy land and equipment or renovate your location. You can also use it to refinance existing loans, acquire inventory or expand your working capital.

Associated Bank is one of the top SBA lenders in Wisconsin, Minnesota and Illinois. Our loan specialists know the Midwest and your community. You’ll meet with a real person who can help you find the right loan and guide you through the process.

Call a business relationship manager today for immediate assistance on your SBA lending needs. 800-270-7725. Available Mon-Fri 8 a.m. – 5 p.m. CT

How can an SBA loan help your small business?

Get credit on reasonable terms—even if it may not otherwise be available.

Choose a loan with the term and amortization options that fit your plans.

Improve your cash flow by with lower payments and larger loan amounts.

Find competitive interest rates (fixed or variable).

Get flexible terms and conditions that fit your unique situation.

What types of SBA loans are available?

 

SBA Express Loans

SBA 7(a) Loans

SBA 504 Loans

Ideal forExpedited lines of credit and term loans used to finance business acquisitions, expansions, franchise financing, commercial real estate, working capital and equipment.Growing and well established businesses looking for term loans to finance business acquisitions, expansions, franchise financing, commercial real estate, working capital and equipment.Businesses that want long-term fixed rate financing for larger projects including commercial real estate, heavy equipment, construction and major renovations.
Loan AmountsUp to $500,000Up to $5,000,000

Up to $5,000,000
SBA Loan

Terms1 – 25 years10, 20 & 25 year term options
RatesFixed or VariableFixed
BenefitsNo Prepayment penalties for terms < 15 yearsLong term fixed rate
 Flexibility—often with longer repayment terms and lower down payments than conventional bank loans

 

SBA Loans | Frequently Asked Questions

These are loans guaranteed by the Small Business Administration and range from $10,000 to $5 million. They can be used for most business purposes, including long-term fixed assets and operating capital.

Depending on your situation and the loan that you choose—a 504, a 7(a) or an SBA Express loan—the timing from application to receiving your loan could be from 15 to 120 days.

Our Associated Bank SBA loan specialists are focused on fitting the right loan to your business. For an SBA Express loan, you can apply online through our Flex Lend program. For our 504 and 7(a) loans, you’ll find that meeting with us face-to-face offers the kind of personalized care that ensures your success Simply Schedule an Appointment to set up a time and place that works for you.

 

The SBA bases eligibility on what a business does to receive its income, the character of its ownership, and where it operates, as well as SBA size standards. You can also qualify if you’re a registered for-profit business, do your business in the U.S., have invested your own time and money into the business and have exhausted other financing option. 



Call 800-270-7725

Monday–Friday, 8 a.m.–5 p.m. CT

  1. *Loan products are offered by Associated Bank, N.A., and are subject to credit approval and determination of SBA eligibility. Loans may involve interest and other costs. Please ask about details on fees and terms and conditions of these products. Relevant insurance coverage, if applicable, will be required on collateral.