How to set up alerts on your accounts

Summary:

The old phrase “If it ain’t broke…” can easily apply to finances. However, when it comes to banking and managing your money, it might be time to retire this saying

Use digital banking to set up alerts

The old phrase “If it ain’t broke…” can easily apply to finances. However, when it comes to banking and managing your money, it might be time to retire this saying.

Consider this: Balancing a checkbook by hand still works, but how often do you write paper checks? Or when was the last time you used pen and paper to figure your expenses? Sure, these methods aren’t broken—but digital banking tools simply make it easier for you to stay on top of your finances.

The convenience and efficiency of digital banking is key to your financial health, regardless of your balance. But while checking in on your accounts is one way you get ahead, receiving automatic alerts about your financial status is a way to stay ahead.

Tools like Associated Bank Digital provide several types of account alerts, but ultimately, they share the same purpose—to help you stay in control of your money by keeping you in the know.

Alerts make your financial efforts easier

Setting up alerts can be your first step on your journey to becoming financially sound. For example, an alert can ensure that you don’t miss a bill payment. It means you don’t have to continually look at the calendar—and takes just one more item off your mental list.

Digital notifications can inform you when money is going into your account as well. Knowing the exact moment that your paycheck has been deposited can help you stay as up to date as possible and make financial decisions less stressful.

Digital alerts keep you protected

The alerts you receive from Associated Bank Digital notify you of more than your own activity, but suspicious or out-of-place activity as well. They can let you know immediately if there’s something unusual happening in your account:

  • Unusually large ATM withdrawals.
  • Changes in your sign-in credentials or a new device.
  • Suspicious credit card activity, such as use in another state.
  • Other signs that could signal fraud.

Alerts give you the power to take action to stop any activity that might be fraudulent, right as it is happening, whether it’s in the digital space or someone has physically taken your card and is withdrawing funds at the moment.

They can also proactively protect your finances. Have you ever received a strange phone call or email about your account? Check into it first. If it’s a legitimate issue, Associated Bank Digital will alert you of a secure message in your account. If there’s no message, the notice is likely a scam.

Associated Bank Digital automatically alerts you of suspicious activities like these. There’s no need to set these up. You can relax, knowing that we’re keeping an eye on your accounts. And if we see any unusual activity, you’ll be the first to know. 

Account alerts help you avoid fees

Sometimes an alert can save you money as well. If you overdraw funds from a particular account, there may be a charge. While these fees might not be significant in the broader scheme of things, why not avoid them altogether?

Associated Bank Digital lets you guard against this by setting up notifications that fit your banking style. You can even specify the level on your balance when you’ll receive an alert, so you can adjust your spending accordingly and steer clear of overdrafts.

Know your alerts!

Spend some time getting to know the kinds of alerts your financial institution offers; different banks offer types. However, those available through Associated Bank Digital have been developed to offer a high level of protection, convenience and peace of mind. Consider activating these alerts when you sign in next time:

  • Balance alerts—Know how much you have to spend.
  • Transaction notifications—Get up-to-the-minute alerts of deposits, transfers and payments.
  • Quiet time—Sometimes you don’t want to be disturbed. You set times to “pause” notifications as well (although you’ll always receive security alerts).


Whether you want updates emailed to you or prefer text or push notifications, Associated Bank Digital makes it easy to watch your money. And setting up alerts can make your money management habits easier … even if they aren’t broken.